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Insurance hopes to put you in touch with some competitive insurance providers! Our online comparison engine will search the rates of 17 leading uk insurance companies, which between them, cover a wide range of the uk marketplace whether you are a new or inexperienced driver or have been driving for several years and have stacks of no claims bonus. Also on this site you will find information and a few words of warning on getting too focused on looking for cheap car insurance. As we talk about more on this page, it is important to find the correct balance between price and level of cover that fits your circumstances. We also take a brief look at getting online car insurance quotes and have provided a few hints and tips that we think will make this process that little be easier for you. Because there is so much information available on the internet it is important to make sure that you keep a note of the details of all quotes you receive. Some companies will also send you e-mail reminders of your quote so don’t be too afraid to give your e-mail address to them. If you are concerned about receiving barrages of spam e-mail then please make sure that you opt out of future marketing activity. All companies have to provide this facility by law so that you are in control of what they can do with your postal/email addresses and telephone numbers. Car insurance is compulsory by law in the UK. Those people that you may read about in the newspapers who are involved in mishaps without car insurance are not just being careless about their own vehicle. They are essentially being careless with your vehicle as well. If they do not have insurance, and cause thousands of pounds worth of damage to your car, but do not have the money to pay to cover this damage, then, even if it is proved that it is their fault, you will have to pay for the damage to your car. So, to get that straight, you would lose any no claims bonus because someone with no insurance has smashed into you. This is why the law states that everybody who uses a car on the road has to get at least third party insurance. "Uses" is an important word here. It's not just car "owners" who have to be insured. If you are to drive any car at all, you need to be insured. Should you be driving a car uninsured and crash, but your passengers have insurance, then their insurance company will have to pay out. The passengers are "users" of the car, so should be aware of that and take responsibility by not allowing uninsured people to drive a car they are in.

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