student credit cards

More and more teens and college students have credit cards. Like the population at-large some have good deals, some don't.

Card companies target both groups because they are a fast-growing segment of the population and they have money to spend. So it's no surprise when a 16-year-old high schooler or a college freshman receives piles of offers.

Student credit cards are a great way to establish your credit history. You are studying hard at school to gain the skills necessary for a successful career. After graduation you will find a great job and want to make some large purchases that require financing. Without a previous credit history, you may not qualify for a car loan or a mortgage. Student credit cards make it possible for you to establish your credit history while you are still studying so that when you land your dream job you can qualify for more credit such as a car loan or mortgage.

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